a productive and healthy workforce is important to the
effective management of any company. Approximately 20%
of employees and their dependents drive 60 % of a company's
medical claims. Employees and dependents suffering from
chronic ailments, such as heart disease, diabetes, asthma,
hypertension and depression, are primarily responsible
for these costs.
Employers are beginning to
understand the importance of helping workforces manage,
prevent and lessen the effects of chronic diseases.
Many companies are implementing wellness and disease
management programs designed to improve the health of
employees in order to improve the health of the company.
As healthcare costs continue to mount, The NIA Group
views wellness programs and disease management as critical
alternatives to reducing premiums over the long run.
NIA’s employee benefits advisors counsel clients
and work with insurance companies to develop specific
coaching and advocacy programs that help employees modify
behavior and deal with chronic diseases before they
Even in the early stages, there is unquestionable improvement
in the health of employees who participate in disease
management and wellness programs. According to Mike
Goodwin, senior benefits specialist out of The NIA Group’s
Paramus, NJ, office, “Employees who deal with
chronic diseases head on, also see a drop in the occurrence
of everyday illnesses.”