Right now, the competition for auto insurance
in the New York metropolitan market is at its peak, and “shoppers”
may find the cost and coverage they get may be better from
an independent insurance agent than from a captive agent working
directly for a single insurance carrier.
“There are a few good reasons to work with an independent
auto insurance agent or broker like The NIA Group,”
notes Mitch Silver, senior vice president of the NIA Personal
Insurance Division. “First, our agents can choose from
among a number of insurance companies to bring the best coverage
and policy offering to meet a customer’s specific needs.
A captive agent can only sell you what their insurance company
is offering and that may not be best suited for the client’s
situation,” notes Silver.
“Similarly, if you have an issue with your policy,
a paid employee of the insurance company will try to resolve
that issue in favor of the company. Conversely, an independent
agent works for the customer and will try to settle the issue
to the customer’s satisfaction,” Silver points
“Finally, an independent auto insurance broker and
agent can advise clients with alternative quotes and information
from a variety of insurance companies without ever placing
the burden of research on the customer,” he explains.
“When a shopper deals directly with the insurance company,
the burden of finding better or alternative insurance solutions
rests solely with the customer.”
Because of the traditional complexity of the region’s
auto insurance market, Silver suggests you call your agent
to see which carriers are offering insurance and where you
can get the best coverage. “There are some very good
offerings out there right now and an NIA agent or broker is
going to know which one can best meet your situation,”
To speak directly with an NIA Personal
Insurance Advisor, please call toll free, 866-642-8600.